Installment calendar
We determine your minimum payments together, after having looked at your financial capacity to repay and the time during which you want to make installments**. Membership fees are applicable as long as there are used funds on the credit facility.
In Case of Default
NSF: A fee of twenty five dollars ($25.00) will be charged for bounced cheques and also charged in the case of bounced pre-authorized payments. Your financial institution will also charge you an NSF fee for any bounced payments.
Deferral of Payment: If the debtor would like to defer a payment to later than the date agreed upon in the original agreement, no administration fees will be charged. In order to defer a payment, you must inform us at least 72 business hours before the date of collection.
Credit score and financial support
Our business model complies to Canadian legal norms. If a particular situation arises during your use of the credit facility, our service department is there to help you out with payment deferrals, making modifications or other needs you might have.
The transactions made on your credit facility do not affect your credit score in a positive or negative way, because we don’t commu